Money Unable to get a mortgage, millions of Americans turn to risky lenders, but at what cost? April 20, 2022April 21, 2022 Tiffany Cusaac-Smith and Romina Ruiz-Goiriena, USA TODAY Comments Off on Unable to get a mortgage, millions of Americans turn to risky lenders, but at what cost? Many low-income Americans borrow from risky mortgage lenders in their dream of becoming homeowners. The costs could be high for them and the market.