Your risk tolerance is the amount of volatility you’re willing to endure, prior to suffering undue stress and anxiety.
Author: Peter Dunn, Special to USA TODAY
As a painful 2020 ends, it’s time to set yourself up for financial success in 2021
If you’re excited to see 2020 end, you’re not alone. But don’t get in too much of a hurry. This is a chance to set your financial life straight.
Should you go for the more expensive college in case student loans are forgiven? Don’t bank on it.
How can you possibly begin to evaluate the value of an education if you don’t know how it will impact your finances upon the payments coming due?
You lost your job but found one that pays less. Here’s how to make it work for you and your retirement plans
A reader lost her marketing job, but found a new one that pays less. Despite the income change, it’s still possible to save up for retirement.
Your newsfeed filled with posts of friends buying houses? Don’t be fooled by low interests if you’re not ready
I don’t believe low interest rates are a reason for a nonbuyer to turn into a buyer. Instead, low interest rates just sweeten the pot for buyers.
Just got a job offer? Be smart about your new benefit choices like health coverage, 401(k) savings levels
From filling out a W-4 to picking health insurance, It’s critical to sign up for the right benefits when you get a new job.
Your fears help you make smarter choices about personal finance during an economic crisis
During the recession caused by COVID-19, my goal is realism. I’d like to focus on the personal finance steps we must take to protect ourselves.
Having to dip into your retirement savings? Talk to your lender first.
When so many aspects of life are going wrong, it’s certainly understandable to seek normalcy.
One of your kids lost their job and can’t pay their expenses. How you should handle it?
What should parents do when a child loses their job and is unable to pay their rent or other living expenses?
Your company gives you an early retirement offer, should you take it?
Healthcare costs, Social Security and lifestyle choices should be considered before you act on an early retirement offer.